So the basic plan is to pay off the mortgage. Early, that is. That means I’ve got to find £88,400 from somewhere. I just haven’t worked out from where yet.
Actually, if I’m honest the figure is actually double that but MrW will have to take responsibility for his half. We don’t have joint finances. Besides, if I just think about ‘my half’ for the moment it doesn’t seem quite so unachievable.
I hope by making the plan a bit public I can hold myself accountable. I’m a fantastic procrastinator and weak willed to boot. Not a good combination for deciding upon and sticking to a plan.
I’m off to try and find some sort of motivating ‘progress bar’ widget.
EDIT – now that I have started to think about my mortgage I realise that simply finding the money to pay off the mortgage is not be enough. The house needs lots of work as well. I don’t know how much the work will cost exactly but I reckon if I find around £12,000 that should pretty much cover my half. So, let’s not quibble over a few hundred pounds here or there, let’s just take a deep breath and set the total target at a nice fat and round £100k.
