I’ve been piddling around for ages thinking about reigning in my spending so now its time to start doing something. For starters, I have been through my November bank statement (being my last full month of ‘standard’ expenditure) and made a note of where all the money went. This will now be a sort of benchmark upon which I will look to improve. Looking at the list there are two very obvious areas to tackle – my rental property and my cash spending. I’ve already made a commitment to tackle the rental property this month but I must also keep a better track on my cash spending – at least so I know where its all going!


